Smart Financing Alternate for Your Small Business
Wall Street Funding is one of the nation’s fastest growing providers of small business loans, helping numerous organizations with their capital needs. The management team has over 50 years of combined alternative lending experience. We were all small business owners and are sensative to the issues that arise with running a small business. By offering funding against a business’ future receivables, we are able to help businesses who are typically turned away by banks obtain working capital. We have been providing funding since 2009 and have helped over 10,000 small businesses. Whether it is for inventory, pay off a tax lien, new hires, or even to make payroll Wall Street Funding is your alternative lending source. We are an accredited member of the Better Business Bureau and hold an A+ rating. We are located in New York City.
Simple Loan Application Procedure
Wall Street Funding promises a remarkably seamless process to secure capital. To receive a lending decision within hours requires only a one page application and your last three months of business bank statements. If approved, we collect a few more pieces of information like your driver’s license, voided check, proof of business ownership. Funding takes place within days. Absolutely no collateral is required. We welcome the opportunity to work with you and helping your business succeed. Our hope is to provide you with the capital you need until such time you can secure more traditional capital.
Exceptionally Swift Loan Approval
In addition to promising the most expeditious way to obtain business loans, we give you the option to renew your loans for additional funds based on your repayment history. Our business Advances are unsecured, and therefore, no collateral is required to obtain the capital your business needs. Your credit score plays a very small part in our underwriting process because we understand that even through difficult times; every business has the potential to grow.
What To Expect
When applying for a traditional loan product you are required to submit volumes of documents and paper work to your loan officer including a detailed business plan, tax returns, financials, and many more documents. Wall Street Funding only requires our one page application as well as your last three months of bank statements. As detailed above, lending decisions come within hours. Unlike traditional bank loans, we approve in excess of 90% of our applicants. Expect costs of capital to be between 7.9% and 45% with terms ranging between 4 months and 3 years. Our average client has a term of 6-7 months with a cost of capital just under 29%. Payments are primarily daily, Monday through Friday, via electronic debit but there are those that qualify for weekly and monthly payments. The technology that we leverage will dictate what plan your business falls into. Keep in mind, this is not a product to compete with a traditional business loan rather an alternative if you cannot get approved or if you need fast capital (within days rather than weeks). A bank will always provide the best terms. We provide speed, convenience, and a frictionless process for all those small business owners who have been declined by their bank.
Our business loan program is simple and easy, Wall Street Funding gets you an advance today to help grow your business tomorrow.
In case you have any questions, please feel free to contact our support desk at